Whether you’re taking your first steps toward a college degree or you’re a parent planning for your child’s educational future, HESC is here to help you understand the paths to financial support to make higher education accessible and affordable.
The right financial support can help bridge the gap between ambition and achievement. Start your journey here with the knowledge and tools you need to make informed decisions about financing your education in New York State.
The Free Applications for Federal Student Aid (FAFSA) is a critical step in helping you find money to help pay for college. If you are a high school senior and haven’t submitted your FAFSA yet, start now and take advantage of the opportunities that the FAFSA can provide.
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In addition to programs available for New York State residents and/or their dependents, you may be eligible for federal grants, work-study, and loan forgiveness programs that can also help you pay for college.
Federal Grants may be awarded based on financial need, as demonstrated on the Free Application for Federal Student Aid (FAFSA), and do not need to be repaid. Additional federal grants may be awarded based on intent to teach in a school that serves low-income families or students whose parent or guardian was a member of the U.S. Armed Forces and died as a result of service performed in Iraq or Afghanistan after September 11, 2001.
Federal Work-Study provides part-time employment options for students with financial need.
Federal Loan Forgiveness programs may forgive or cancel the balance of your education loans in exchange for performing a qualifying service for a defined period of time.
To learn the details, including tax implications and other qualifying factors involved in the above financial aid programs, visit our Federal Grants & Work Study page.
Colleges may provide institutional grants and scholarships to help families afford college. Keep the following in mind:
Private scholarships provide funding for students who meet the requirements specified by the organization providing the funds.
What you need to know about private scholarships:
Search private scholarships:
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